Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. It would be nice to be able to redeem smaller amounts, but I'm not holding my breath!Ĭopyright ©2001- Fair Isaac Corporation. I hope that they don't have a $25 minimum redemption for their cash back. If nothing else, it'll pad out my utilization some more. I ended up not buying the gun, so I guess it was a little silly to apply for the card just to get 5% off the $60 truck battery, but I buy other stuff there too from time to time, so it may come in handy. I also got a Discover Card on Tuesday, and my score only dropped 6 points for that inquiry, but I know that a bunch of inquiries scares them off, so I'll lay off for bit. So I guess I better cool off and let them age a bit. It was my 9th inquiry for experian, and the 4th card that I've gotten in the last couple months. They pulled experian and my score was 765, but dropped to 736 after they pulled. My credit rebuilding appears to be working out! The last time I had a Rural King credit card was only a few years ago, and it was backed by Syncrony at that time, and mine only had an $800 limit. I filled everything out and was approved for $15,000! Much more than I was expecting. The manager said that they don't take it off the card, so hopefully she was right! It said that I had to join the Redstone Federal Credit Union because they back the card, and it opened a savings account in my name with $5 which was apparently free to me because I didn't give a method of funding. I've bought a few guns from Rural King in the past, and was thinking of getting another on top of the truck battery, so I went ahead and applied. You can also do 6 months of 0% interest on any purchase over $299. It's 5% cash back when you shop at Rural King, and 1.5% cash back anywhere else. They had a table set up for their new credit card, and I stopped to take a look. I went to Rural King on black friday to get a battery for my truck because they were having 10% off everything, and their batteries are already a pretty good deal.
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January 2023
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